You are eligible if you are a start-up business or an established business wishing to improve or expand and have been unable to access loan funding from the mainstream finance sector e.g. a high street bank.

Some loans are also available to provide working capital during this current period of credit access difficulties.

Each of the YHD partners has its own specific requirements and loan application processes. The key requirement for all of them is that you have a viable business idea if you are a start-up business or viable plans for growth / improvement if you are an established business.

The best thing to do in the first instance is to contact your local YHD partner for an initial, informal discussion about whether their products and services are right for you and whether help in developing your borrowing proposal can be provided.